On the other hand, if the local bank has 100% self-loan approval right, its physical distance from its headquarters and the bank hierarchical level are less important.
To embed subrou tines or data in other subroutines or data at a different hierarchical level such that the different level of routines or data can be executed or accessed recur sively.
In addition to physical distance, other measures of distance can be hierarchical levels of the Banks, and the loan approval rights that the local branches possess.
