Most people misunderstand disability insurance.
Employee benefits typically refers to retirement plans, health life insurance, life insurance, disability insurance, vacation, employee stock ownership plans, etc.
Well, they go down the drain if you don't have disability insurance.
Many women use their disability insurance and vacation days to keep getting a paycheck for 6-8 weeks.
A separate plan by Messrs Autor and Duggan, for the centre-left Hamilton Project, calls for all employers to offer disability insurance.
And there, strange as it may seem, America could learn from Europe: the Netherlands, for instance, is a good model for how to overhaul disability insurance.
