consumer durables
First, the U.S. has entered a severe recession that is already leading to deflationary forces in sectors where supply vastly exceeds demand (housing, consumer durables, motor vehicles, etc.).
Household spending will fall much further than it has to date, and sales of homes, cars and other consumer durables will decline markedly.
Thee length of maturity of large consumer durables loans is usually within one year, with the longest up to three years (or shorten).
Mainly this has involved small economic steps, such as dropping bans on Cubans owning various consumer durables and turning more state land over to private farming.