The first case, Flint Ridge Development Co. v. Scenic Rivers Association of Oklahoma, 426 U.S. 776 (1976), involved a statute requiring certain real estate developers to file a disclosure statement with HUD.
It's very important right now to read all the disclosure statements you receive.
I know it's a high-tech world, but it's a good idea to keep files that have your credit report, score, monthly credit card bills, and disclosure statements.
These disclosure statements must meet the same rules laid out in truth-in-lending laws, since overdraft charges are essentially short-term loans.
