Santander had a non-performing loan ratio of 3.37%, up from 2.82%.
Third, establishes the special bad assets recovery department to concentrate the cleaning up handling non-performing loan.
Return on risk-weighted assets (RORWA) is used to indicate the profitability of banks while non-performing loan rate and non-performing loan forming rate are used to indicate banks'asset quality.
You know, that whole thing about growing their loan books too quickly, having directed lending, some to government itself, and an abnormally high percentage of non-performing loans?
Measurement results show that a non-performing loan rate is significantly inhibited by public and private credit bureau in the whole sample and developed countries.
Before that, there was a huge loan-releasing tide ordered by the government in the mid of 1990s. According to some estimates, the non-performing loans rate at that time reached as high as 50%.
No country, he says, could be productive enough to invest 50% of GDP in new fixed assets without eventually facing "immense overcapacity and a staggering non-performing loan problem".
Our ratio of non-performing loans is going down.
Fifth, financial burden is heavy, and the proportion of non-performing assets or non-performing loans is quite high.
The impact on non-performing loans and the quality of assets.
In June 1999, the nonperforming loan ratio at ICBC reached 47.5 percent.
Ten years ago, after the credit binge, Banks' non-performing loans hit 40-50% of their assets.
Gross non-performing loans have fallen from about a fifth of the total in 1995 to under 3% today.
